{"id":74,"date":"2020-09-23T12:49:35","date_gmt":"2020-09-23T07:19:35","guid":{"rendered":"https:\/\/credittriangle.com\/blog\/?p=74"},"modified":"2022-01-24T19:05:08","modified_gmt":"2022-01-24T13:35:08","slug":"9-ways-to-ensure-your-credit-card-online-transactions-are-safe","status":"publish","type":"post","link":"https:\/\/credittriangle.com\/blog\/9-ways-to-ensure-your-credit-card-online-transactions-are-safe\/","title":{"rendered":"9 Ways to Ensure Your Credit Card Online Transactions Are Safe"},"content":{"rendered":"\r\n<p align=\"justify\">When we use our<strong> credit cards online<\/strong>, there is a lot of sensitive information out \u00a0there, which can make us\u00a0<\/p>\r\n\r\n\r\n\r\n<p align=\"justify\">an easy target of cyber crimes and identity thefts. None \u00a0of us wants our accounts hacked, identities stolen\u00a0<\/p>\r\n\r\n\r\n\r\n<p align=\"justify\">or our emails spammed, but we \u00a0unknowingly expose ourselves to the risk because we simply don\u2019t know\u00a0<\/p>\r\n\r\n\r\n\r\n<p align=\"justify\">what we should or should not be concerned about. \u00a0<\/p>\r\n\r\n\r\n\r\n<p align=\"justify\">In this small guide, we\u2019ll go through 9 essential security measures you should \u00a0take to avoid spammers and identity thieves from misusing your credit card. \u00a0<\/p>\r\n\r\n\r\n\r\n<p align=\"justify\">1. <strong>Use your credit card only on websites you trust<\/strong><strong>\u00a0<\/strong><\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/credittriangle.com\/corporate\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-75\" src=\"https:\/\/credittriangle.com\/blog\/wp-content\/uploads\/2020\/09\/credit-cards-online.jpg\" alt=\"credit cards online\" width=\"664\" height=\"442\" srcset=\"https:\/\/credittriangle.com\/blog\/wp-content\/uploads\/2020\/09\/credit-cards-online.jpg 500w, https:\/\/credittriangle.com\/blog\/wp-content\/uploads\/2020\/09\/credit-cards-online-300x200.jpg 300w\" sizes=\"(max-width: 664px) 100vw, 664px\" \/><\/a><\/figure>\r\n\r\n\r\n\r\n<p align=\"justify\">When you shop with your credit card online, ensure that your connection to \u00a0the website is secure. The website address should start with https:\/\/ instead of \u00a0http:\/\/. This is an indication that the transaction is encrypted and safe. \u00a0Don\u2019t visit the website by clicking on email links because these links are \u00a0redirected to websites that are set up for fraud. Always type the URL of the \u00a0website in the internet browser to visit the real website. Remember to read \u00a0reviews of the app or website before you make a purchase using your credit \u00a0card. \u00a0<\/p>\r\n\r\n\r\n\r\n<p align=\"justify\">2. <strong>A<\/strong><strong>void shopping on public Wi-Fi<\/strong><strong>\u00a0<\/strong><\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" class=\"alignnone wp-image-76\" src=\"https:\/\/credittriangle.com\/blog\/wp-content\/uploads\/2020\/09\/Avoid-shopping-on-public-Wi-Fi.jpg\" alt=\"Avoid shopping on public Wi-Fi \" width=\"660\" height=\"710\" srcset=\"https:\/\/credittriangle.com\/blog\/wp-content\/uploads\/2020\/09\/Avoid-shopping-on-public-Wi-Fi.jpg 576w, https:\/\/credittriangle.com\/blog\/wp-content\/uploads\/2020\/09\/Avoid-shopping-on-public-Wi-Fi-279x300.jpg 279w\" sizes=\"(max-width: 660px) 100vw, 660px\" \/><\/figure>\r\n\r\n\r\n\r\n<p align=\"justify\">Cyber criminals scavenge for information on public Wi-Fi networks. They \u00a0latch onto the same Wi-Fi signal and intercept information while it\u2019s being \u00a0transmitted, thus gaining access to your confidential credit card information \u00a0and other sensitive data such as account passwords, banking credentials, etc. \u00a0<\/p>\r\n\r\n\r\n\r\n<p align=\"justify\">3. <strong>Don\u2019t store your credit card number online<\/strong><strong>\u00a0<\/strong><\/p>\r\n\r\n\r\n\r\n<p align=\"justify\">You may be tempted to save your credit card information for a customised \u00a0shopping experience on your favourite websites, but this can put you at a \u00a0higher risk of identity theft. It\u2019s safe to fill in the credit card details every \u00a0time you make a purchase, no matter how cumbersome the whole process is.\u00a0<\/p>\r\n\r\n\r\n\r\n<p align=\"justify\">4. <strong>Protect your computer with an antivirus software\/security Software <\/strong>Make sure your computer and other mobile devices are loaded with the most \u00a0recent and reputable antivirus and anti-spyware software that protects you \u00a0from hackers and identity thieves.<\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" class=\"alignnone wp-image-79\" src=\"https:\/\/credittriangle.com\/blog\/wp-content\/uploads\/2020\/09\/Protect-your-computer-with-an-antivirus-software-security-Software.jpg\" alt=\"Protect your computer with an antivirus software\/security Software \" width=\"658\" height=\"438\" srcset=\"https:\/\/credittriangle.com\/blog\/wp-content\/uploads\/2020\/09\/Protect-your-computer-with-an-antivirus-software-security-Software.jpg 500w, https:\/\/credittriangle.com\/blog\/wp-content\/uploads\/2020\/09\/Protect-your-computer-with-an-antivirus-software-security-Software-300x200.jpg 300w\" sizes=\"(max-width: 658px) 100vw, 658px\" \/><\/figure>\r\n\r\n\r\n\r\n<p align=\"justify\">\u00a05. <strong>Keep a tab on the security settings of your computer\/mobile device <\/strong>Check the security settings of your computer and mobile device from time to \u00a0time. There have been cases where hackers have taken advantage of the lag \u00a0in the security system of the browser and the operating system to steal \u00a0sensitive information. \u00a0<\/p>\r\n\r\n\r\n\r\n<p align=\"justify\">6. <strong>Keep your PIN and password safe<\/strong><strong>\u00a0<\/strong><\/p>\r\n\r\n\r\n\r\n<p align=\"justify\">A PIN is an added layer of security to keep your transactions safe. Ensure \u00a0that your PIN is not too obvious and easy to guess. Changing your PIN after \u00a0every 6 months is a good way to make your credit card less susceptible to \u00a0fraud. \u00a0<\/p>\r\n\r\n\r\n\r\n<p align=\"justify\">Just like PINs, your passwords for online banking profiles should be unique \u00a0and complex. Keep a long password, containing both upper and lower case \u00a0letters, and a mix of numbers and symbols. Keeping a memorable phrase or \u00a0sentence as a password is a good idea as it creates complexity. Add numbers \u00a0<\/p>\r\n\r\n\r\n\r\n<p align=\"justify\">and symbols in a phrase\/sentence password whenever possible. For example, \u00a0the word \u201cto\u201d can be replaced with the number \u201c2\u201d, and the word \u201cand\u201d can \u00a0be replaced with \u201c&amp;.\u201d As far as possible, avoid writing your PIN and \u00a0passwords down anywhere. \u00a0<\/p>\r\n\r\n\r\n\r\n<p align=\"justify\">7. <strong>Intimate your bank immediately in case you lose your credit card<\/strong><strong>\u00a0<\/strong><\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/credittriangle.com\/insurance\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-78\" src=\"https:\/\/credittriangle.com\/blog\/wp-content\/uploads\/2020\/09\/lose-your-credit-card.jpg\" alt=\"lose your credit card \" width=\"656\" height=\"413\" srcset=\"https:\/\/credittriangle.com\/blog\/wp-content\/uploads\/2020\/09\/lose-your-credit-card.jpg 500w, https:\/\/credittriangle.com\/blog\/wp-content\/uploads\/2020\/09\/lose-your-credit-card-300x189.jpg 300w\" sizes=\"(max-width: 656px) 100vw, 656px\" \/><\/a><\/figure>\r\n\r\n\r\n\r\n<p align=\"justify\">If you lose or misplace your credit card, or notice an unauthorised \u00a0transaction, contact your bank immediately via an ATM, at a branch, over the \u00a0phone or online banking. The bank will place a block on your card, which \u00a0will prevent fraudulent activities. \u00a0<\/p>\r\n\r\n\r\n\r\n<p align=\"justify\">8. <strong>Take a print or save your online credit card receipts<\/strong><strong>\u00a0<\/strong><\/p>\r\n\r\n\r\n\r\n<p align=\"justify\">When you use your credit card online, don\u2019t forget to print a copy of your \u00a0receipt. You can then compare the amount on your receipts to the amount on \u00a0your billing statement to make sure the total is a match.\u00a0<\/p>\r\n\r\n\r\n\r\n<p align=\"justify\">9. <strong>Do not share your OTP\/PIN with anyone<\/strong><strong>\u00a0<\/strong><\/p>\r\n\r\n\r\n\r\n<p align=\"justify\">NEVER give out your PIN or your OTP to anyone \u2013even to a person \u00a0claiming to be a bank representative. Keep it personal and guard them well. \u00a0<\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/credittriangle.com\/loan_service\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-77\" src=\"https:\/\/credittriangle.com\/blog\/wp-content\/uploads\/2020\/09\/Do-not-share-your-OTP-PIN-with-anyone.png\" alt=\" Do not share your OTP\/PIN with anyone \" width=\"640\" height=\"426\" srcset=\"https:\/\/credittriangle.com\/blog\/wp-content\/uploads\/2020\/09\/Do-not-share-your-OTP-PIN-with-anyone.png 800w, https:\/\/credittriangle.com\/blog\/wp-content\/uploads\/2020\/09\/Do-not-share-your-OTP-PIN-with-anyone-300x200.png 300w, https:\/\/credittriangle.com\/blog\/wp-content\/uploads\/2020\/09\/Do-not-share-your-OTP-PIN-with-anyone-768x512.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/a><\/figure>\r\n\r\n\r\n\r\n<p align=\"justify\">The whole idea of identity theft is scary, but don\u2019t be discouraged. Although you \u00a0cannot completely rule out the possibility of you being a victim of identity theft, \u00a0you can definitely reduce the likelihood of such occurrences. All it takes is a little \u00a0awareness and willingness to take the necessary precautions. \u00a0<\/p>\r\n\r\n\r\n\r\n<p align=\"justify\"><strong>Credit cards<\/strong> are excellent tools to make online purchases. These tips can help you safely go through your credit card online transactions. For more details and updates about Credit Card, Credit score or what factors impact the wellbeing of your credit score, you can get in touch with the professionals of <a href=\"https:\/\/credittriangle.com\/\"><strong>Credit Triangle<\/strong><\/a>. With different <a href=\"https:\/\/credittriangle.com\/blog\/credit-freeze-vs-credit-lock-know-the-difference\/\"><strong>credit score improvement plans<\/strong> <\/a>and best techniques to<strong> improve your credit health<\/strong>, they will make sure to offer you the best advice for the same.\u00a0<\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>When we use our credit cards online, there is a lot of sensitive information out \u00a0there, which can make us\u00a0 an easy target of cyber crimes and identity thefts. None \u00a0of us wants our accounts hacked, identities stolen\u00a0 or our emails spammed, but we \u00a0unknowingly expose ourselves to the risk because we simply don\u2019t know\u00a0&#8230;<\/p>\n","protected":false},"author":2,"featured_media":80,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,1],"tags":[105,84,104,106,54,81,16],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>9 ways to ensure your credit card online transactions are safe<\/title>\n<meta name=\"description\" content=\"With different credit score improvement plans and best techniques to improve your credit health, they will make sure to offer you the best advice for the same.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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