What is Personal Information?

Any information to identify a natural person qualifies as personal information. We collect personal data when you contact Us or apply or a position with Us or fill up any subscription forms on the Website. Any of the above allows Us to collect your name, email address, location and other details.

When We conduct surveys, We also collect the information provided in the completed survey. Further, the details of your visits to the Website and information collected through cookies and other tracking technologies which includes your IP address and domain name, your browser version and operating system, location data, traffic data ,and the resources that you access are also collected.

We may receive information from other sources , such as public database, joint marketing partners, social media platforms, or other third parties such as:

• Updated delivery and address information from Our carriers or other third parties, which we use to correct Our records and deliver your next purchase or communication more easily.
• Information about your interactions with the products and services offered by Our subsidiaries..

How we use Personal Information?

Unless obligated by law, the Company shall not disclose, use, give or distribute any personal information to third parties for any purposes other than to those third parties that need to know, and the exchange of such information is necessary for providing the services in relation to your engagement or employment with Us, managing any legal or regulatory obligations, furthering business development or other marketing activities, or obtaining the statistics of visitors to the Website. We also analyse the personal information provided to Us in order to analyze you as a customer and understand your needs better.

The Company may disclose the personal information to the third party when such a third party is engaged for providing professional advisory services, security services or other support services. We disclose such information to the third parties in order to ensure efficiency of services provided to you. If the third parties who have been provided Personal Information are located outside your country or the country from where the personal information was disclosed, the third parties will be bound by the privacy and confidentiality obligations of such jurisdiction.

You may choose whether or not to provide personal information to the Company. If you choose not to provide the personal iInformation We request, you can still visit most of the Websites, but you may be unable to access certain options, offers, and services that involve Our interaction with you. If you chose to have a relationship with the Company, such as a contractual or other business relationship, the Company will naturally continue to contact you in connection with that business relationship.

When the Company collects personal information on the Website, We intend to do so for a legitimate purpose and the same purpose may be asked by you from the persons mentioned in the contact tab on the Website. Unless the transfer of personal iInformation is legally required, the Company does not intend to transfer personal iInformation without your permission to third parties who are not bound to act on the Company’s behalf.

When information is needed, the Company will try to let you know at the time of collection, how it will use the personal information. Usually, the Personal Information the Company collects is used for the services to be availed by you. Occasionally, the Company may make the e-mail addresses, of those who provide information, available to other reputable organizations whose advice or services it thinks you may find interesting. In these cases, you will be offered an opportunity to limit access to your information. In case the Company does not receive any response from you to limit the access of your information, it shall be deemed that you consent to such distribution of your Personal Information as mentioned above.

The Company’s disclosure of your information for the purpose of requiring interaction amongst the financial institutions or between persons on behalf of the financial institutions. Given Our legal responsibilities to legal authorities and regulators, there may be situations when We need to share your information with legal authorities or processes or need to protect our right or comply by terms and conditions.

The Company is also entitled to disclose your information which you may have either expressly or impliedly authorized it to disclose to third parties. Without prejudice to the generality of the foregoing, a Power of Attorney, authorizing the Company to disclose your information to third parties, tantamount to express authorization.

We offer some of our services in connection with other websites. Personal information that you provide to those sites may be sent to the concerned Company in order to deliver the service. We process such information in accordance with this Policy. If the affiliated sites have different privacy practices then the user is required to read their privacy policies.

Protection of your Personal Information

We maintain stringent and appropriate security measures to protect your Personal Information against loss, destruction, misuse, damage, alteration or disclosure. While no security measure is absolutely foolproof, We take adequate steps to maintain the privacy of personal information collected by Us.

For Our international customers: please note that your personal information will be accessed by staff or third party service providers outside the country where you are located. The data privacy laws may be of a lower standard than those in your country. In all circumstances, the Company is committed to safeguard personal information as set out in this Policy.

Personal information is retained by the Company for as long as it is deemed necessary, whether on account of compliance with legal or regulatory obligations or otherwise. When there is no need of Personal information collected, all steps are taken to either encrypt it to prevent access or securely destroyed the personal information accordance with Our internal standard policies.

Rights in relation to your personal information

You are entitled to the following rights with respect to your personal information

Requesting details of personal data concerning you;

Rectifying or correcting inaccurate personal data;

Request for withdrawal your personal data or object to the processing of your personal data;

To have personal data transmitted to another organization in an appropriate format;

To object to profiling and lodge a complaint with a supervisory authority;

object to direct marketing (including any profiling for such purposes);

Please note that in the event of making a request for the removal of data, all reasonable efforts will be exercised by the Company to comply with such request. However, We cannot guarantee the permanent removal of your personal information which is present in the archives or any back up of information generated by Us.

You have the right to request Us to not store or process personal information for marketing purposes by the Company. You can opt of or unsubscribe from our services by contacting Us at care[at]credittriangle[dot]com

Contact

Should you have any concerns with regard to the Policy, please contact Us with the subject line “Data Privacy" at care[at]credittriangle[dot]com

COOKIE POLICY

Cookies and similar technologies (collectively referred as “Cookies”) refer to files which are stored on your web browser by a website you visit. Cookies stored on your computer can contain an anonymous unique identifier which allows us or a third­ party to recognize you and make your next visit easier. When you use Our Website, We and/or Our third party partners may place cookies and use it for obtaining analytics, storing your preferences, enabling behavioural advertising etc.

Types of Cookies used

Session Cookies: Session Cookies are stored and used to identify your browsing pattern on the Website and provide the relevant data to you.

Third­ parties Cookies: Various third­ parties may also store Cookies for analytics purposes, placement of advertisements etc.

Cookies also help Us to personalize your social media experience on platforms such as Instagram, Facebook, Pinterest, Twitter and Google. Cookies also aid you to share content easily across different platforms. Please note that external or embedded content using third party cookies are not within our control.

Consent to use of Cookies

By choosing to access our website, you consent to Our use of the Cookies. You can also choose to block the cookies by changing the setting in your browser or delete the cookies after a visit. However, deletion of or refusal to accept the cookies may affect your user experience on the Website

All Cookies will expire after a stipulated period.

Changes in Policy

The Company reserves its right to change, modify or update this Policy at any time without notice.. We will not reduce your rights under this Policy without your explicit consent, and We expect most such changes will be minor. Regardless, We will post any Policy changes on this page and, if the changes are significant, we will provide a more prominent notice. . To make sure you are aware of any changes, please review this Policy periodically.

Each version of this Policy will be identified at the top of the page by its effective date. If you have any questions or concerns about this Policy, please feel free to contact Us any time through the Website.